With the financial crisis that has hit the world, it can seem like your retirement savings may be gone. Literally billions have been lost in retirement funds, causing many people to worry about how they are going to fund their retirement. Many soon-to-be retirees are looking for new ways to help their retirement, and one of the ways they are looking at is with credit cards that offer retirement perks to their users.

What you will want to do is find a credit card that works with the amount of money you spend on it. You don’t have to be a big spender to benefit with rewards from some credit cards, and even if you use your credit card sparingly, you can benefit. For example, the Fidelity Retirement Rewards card from American Express offers two points for every dollar that you spend. When you earn 5,000 points, you get $50 deposited into a Fidelity retirement account. At that point, you will get two cents for every dollar you spend for that retirement account.

NestEggz Visa is another card that offers you retirement rewards. You get one percent back from your purchases that you can use to put into a retirement or investment account. It also has a low interest rate, lower than that of the card mentioned above.

The Schwab Bank Invest First Visa Signature card deposits two percent of your purchases into a brokerage account to help you with your retirement funds.

The American Express Blue Cash card offers 1.5 percent back on all your purchases, and you can also increase it to five percent when you use your credit card at drugstores and gas stations. This is a great option for those who like to travel and those who have to spend a lot of money each month on prescription drugs. You can actually get those costs to work for you.

The Bank of America Aetna Healthy Living Card pays you one point for the purchases you make, but it provides you with three points for every dollar you spend on charges at the hospital, dentist and doctor, as well as for vitamins.

These options can be an ideal solution for you if you are looking for a credit card with retirement rewards and you are prepared to use your credit card responsibly.

This entry was posted on Tuesday, January 27th, 2009 at 12:00 pm and is filed under Blog. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.