Debt Settlement

Debt settlement is a tried and trusted vehicle whose end destination is zero debt. Using leading-edge debt settlement techniques, our team of debt negotiators collapse debt, save our clients much-needed dollars, and protect your financial future.

Here is how Turning Point Debt Settlement makes it happen:
Debt settlement is a long-term approach to diminishing debt. It can eliminate as much as of half what you owe and shrink your monthly payments drastically. Our debt settlement services are best suited for people who have fallen behind on their high credit card payments and are having difficulty continuing to make future payments.

Our most powerful tool is our reputation.
We have long-standing, working relationships with the majority of lending institutions in the United States. Our debt settlement offer is enticing to banks because their only other options are to file costly lawsuits against debtors or sell the debts to collection agencies, which guarantee less in return for the bank.

Once negotiations begin, our customers will continue paying on their principal, but the amount will be determined by how much you can realistically pay each month. You will no longer pay a monthly interest fee, as our program effectively reduces your monthly interest to zero percent.
Our debt settlement program typically takes between 12 and 36 months to completely eliminate your unsecured debt. Debt settlement is a much more solid solution than filing for bankruptcy because we handle all of the hard work for you without an attorney. Did you know that even if you file bankruptcy, you are still required to pay your debts and attorney’s fees can sky rocket. Continuing to make minimum monthly payments, taking out a debt consolidation loan and using a credit counseling service will take much longer and cost you substantially more money in the long run. With each of these solutions, you are still paying high interest amounts each month. Only debt settlement offers a completely interest free solution without having to hire expensive attorneys.

When we initiate our negotiations, we can help with harassing calls from creditors and the burden of making payments you cannot afford will be lifted.

Turning Point Debt Settlement’s reputation is backed by affiliations with the International Association of Professional Arbiters and United States Organizations for Bankruptcy Alternatives.